 dvd536as Mr. Pink as they comePremium
join:2001-04-27
Phoenix, AZ
kudos:4 | reply to Alcohol
Re: [Praise] Online Bill Pay said by Alcohol:said by dvd536:said by Msradell:No you don't! Online bill payment is directly through the bank and does not involve a debit card. uhmmmm. and if your banks online server is hacked. . . I rest my case. Then it wouldn't matter if you're paying bills with it. Are you suggesting we shouldn't use debit accounts and keep our money (cash) under the mattress?  course not but there are safer ways of paying than using online stuff.
i've never lost a penny in my bank account by paying with a money order!
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The shortest distance between 2 points adds 1.5 stars to T. want $25? solve »coord.info/GC20A37 for me |
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| said by dvd536:course not but there are safer ways of paying than using online stuff. i've never lost a penny in my bank account by paying with a money order! from a store? or the postal service?
before i got a checking account i did money orders. but i only got them from the postal service. i could be wrong, but i was told that if some one cashes a money order from a store and says they didnt get it not much can possibly happen. perhaps "check fraud" charges. but if they do the same thing with a money order from the postal service they can be charged with "mail fraud" which carries a stiffer penalty.
like i said tho, i could be wrong. and besides. the post office was closer at the time :: shrugs :: |
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 AlcoholPremium
join:2003-05-26
Climax, MI
kudos:3
 ·Comcast
1 edit | reply to dvd536
said by dvd536:course not but there are safer ways of paying than using online stuff. i've never lost a penny in my bank account by paying with a money order! I've never lost a penny in my bank account by paying with debit and credit cards.
I also rack up cash rewards for using cc to pay bills.
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I found the key to success but somebody changed the lock. |
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 way2evilPremium
join:2007-09-14
New York, NY
kudos:1 | reply to dvd536
said by dvd536:course not but there are safer ways of paying than using online stuff. i've never lost a penny in my bank account by paying with a money order! And what do you do when the online seller doesnt ship your item you paid for with a money order? Go to the post office and shake your fist? |
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2 edits | reply to dvd536
said by dvd536:course not but there are safer ways of paying than using online stuff. i've never lost a penny in my bank account by paying with a money order! Does that money order come with a tin foil hat? :0)
j/k.
been doing it online for years, no problem at all. money orders can be lost in the mail. then what? your payment will probably be late. |
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 eksterHi there.
join:2010-07-16
Lachine, QC
kudos:1
 ·FreePhoneLine
 ·TekSavvy DSL
| reply to dvd536
With two credit cards and two checking accounts, I've been using online payment as often as I could and never had a single problem. Everything got paid on time and no one ever stole my account info. Only people getting 'hacked' are the ones who enter their credit card info on shady websites...
As for those saying what if the bank server gets hacked? Well, the odds of a mailman not delivering a letter with a check, someone mugging you, someone stealing the money order and cashing it themselves, etc. is a lot more likely.
Just look at the last few decades... How many bank servers were hacked vs how many people cashed in money order/cheques that were stolen or fake, how many letters did not get delivered and how many people got mugged... |
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dvd536as Mr. Pink as they comePremium
join:2001-04-27
Phoenix, AZ
kudos:4 | reply to mcd
said by mcd:said by dvd536:course not but there are safer ways of paying than using online stuff. i've never lost a penny in my bank account by paying with a money order! money orders can be lost in the mail. then what? your payment will probably be late. Actually it wouldn't be the first rant i've seen in this forum about online billpay fucking up and screwing someone over bigtime and thats usually more money than a lost money orders late fees and FWIW mine go fedex, not usps for important stuff.
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The shortest distance between 2 points adds 1.5 stars to T. want $25? solve »coord.info/GC20A37 for me |
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 MsradellP.E.Premium
join:2008-12-25
Louisville, KY
 ·AT&T U-Verse
| reply to dvd536
said by dvd536:course not but there are safer ways of paying than using online stuff. i've never lost a penny in my bank account by paying with a money order! Money orders have their own set of problems. In the first place the money is out of your account when you buy the money order not when the person you send it to cash's it. Secondly if it gets lost getting a refund is a major problem that's nearly impossible in some cases and takes a long time no matter what. The only good thing is that they can't get your account number. |
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 GooberPremium
join:2000-12-17
Naperville, IL
kudos:5 | reply to dvd536
I've been doing online bill pay since 1994. I've never had a screw up. Enough with the doomsday scenarios. |
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dvd536as Mr. Pink as they comePremium
join:2001-04-27
Phoenix, AZ
kudos:4 | said by Goober:I've been doing online bill pay since 1994. I've never had a screw up. Enough with the doomsday scenarios. never say never. things tend to happen at the worst times.
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The shortest distance between 2 points adds 1.5 stars to T. want $25? solve »coord.info/GC20A37 for me |
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GooberPremium
join:2000-12-17
Naperville, IL
kudos:5 | I can't live my life like that. |
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dvd536as Mr. Pink as they comePremium
join:2001-04-27
Phoenix, AZ
kudos:4 | said by Goober:I can't live my life like that. ok, whatever floats your boat.
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The shortest distance between 2 points adds 1.5 stars to T. want $25? solve »coord.info/GC20A37 for me |
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 pnjunctionTeksavvy ExtremePremium
join:2008-01-24
Toronto, ON
kudos:1
1 edit | reply to dvd536
said by dvd536:Actually it wouldn't be the first rant i've seen in this forum about online billpay fucking up and screwing someone over bigtime and thats usually more money than a lost money orders late fees and FWIW mine go fedex, not usps for important stuff. Which one wouldn't be the first rant about bill payments flat out fucking up? Never seen one myself in a couple of years here (and certainly not with a decent bank like mine, maybe some shit outfit). Pretty much only heard of user errors (ie. sending the rent money to the phone company).
LOL so you pay for fedex to get your money orders there reliably and quickly. My online bill payments are next-day on time every time for free.
Anyways you can keep paying for money orders, fedex and wasting your time with paper. I'll keep taking about 10 seconds to pay each bill for free using a system I've used for over a decade without a problem. |
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way2evilPremium
join:2007-09-14
New York, NY
kudos:1 | reply to dvd536
said by dvd536:said by Goober:I can't live my life like that. ok, whatever floats your boat. Do you really pay bills with money orders? Or was it a joke? |
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GooberPremium
join:2000-12-17
Naperville, IL
kudos:5 | reply to dvd536
And the boats of millions of others . . . |
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dvd536as Mr. Pink as they comePremium
join:2001-04-27
Phoenix, AZ
kudos:4 | reply to pnjunction
said by pnjunction:said by dvd536:Actually it wouldn't be the first rant i've seen in this forum about online billpay fucking up and screwing someone over bigtime and thats usually more money than a lost money orders late fees and FWIW mine go fedex, not usps for important stuff. Which one wouldn't be the first rant about bill payments flat out fucking up? Never seen one myself in a couple of years here (and certainly not with a decent bank like mine, maybe some shit outfit). Pretty much only heard of user errors (ie. sending the rent money to the phone company). LOL so you pay for fedex to get your money orders there reliably and quickly. My online bill payments are next-day on time every time for free. Anyways you can keep paying for money orders, fedex and wasting your time with paper. I'll keep taking about 10 seconds to pay each bill for free using a system I've used for over a decade without a problem. Well if you can sleep at night doing it that way, fine.
I sleep well doing it my way even though it might seem "ghetto" or "oldschool" to the yuppie crowd.
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The shortest distance between 2 points adds 1.5 stars to T. want $25? solve »coord.info/GC20A37 for me |
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AlcoholPremium
join:2003-05-26
Climax, MI
kudos:3 Reviews:
·Comcast
| reply to way2evil
said by way2evil:said by dvd536:said by Goober:I can't live my life like that. ok, whatever floats your boat. Do you really pay bills with money orders? Or was it a joke? Sadly, he's being completely serious.
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I found the key to success but somebody changed the lock. |
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pnjunctionTeksavvy ExtremePremium
join:2008-01-24
Toronto, ON
kudos:1 | reply to dvd536
Yuppie crowd lol. My dad is over 60 and uses online banking. |
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GooberPremium
join:2000-12-17
Naperville, IL
kudos:5 | My dad just turned 76 and he uses online bill pay. |
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way2evilPremium
join:2007-09-14
New York, NY
kudos:1 | reply to Alcohol
said by Alcohol:Sadly, he's being completely serious. So what happens if a money order gets lost? |
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