I agree but at this point it's more trouble than it's worth. I have a lot of credits and debits tied to that account which I would need to get changed over to a new account before I could close this existing one.
I likely will do that in the next month or so, just not today. -- My PC Gaming Blog »thegaffadin.blogspot.com
Since you use your debit card a lot I would recommend hunting down one of the rewards checking that pays interest might as well get 2.5% to 4.5% for doing what you do anyway.