reply to jus_wonderin
Re: How long before... If they have your SS#, they will do whatever. If they don't they can't really do that.
Oh you would think so. Me & dad both have bad checks that were sent to collection agencies on our credit reports. The places listed we've never wrote checks to and never given our SSN to.
I had something like that happen to me in the past. Actually, I had Comcast trying to collect from me in a town that I had never lived in. I had to show THEM proof that I never lived at the address or they were going to send it to collections. Weird world we live in when that's how things work.
reply to jjeffeory
said by jjeffeory:Not true. Back about 17 years ago, I got a letter from a collection agency informing me that I owed Columbia House around $80 for CD's I never paid for, despite the fact that I wasn't a member of their CD club. After a couple of phone calls, I determined that what happened was that I'd moved, and the new tenant at my old apartment had gotten a mailing from them addressed to me and decided to send it in and simply not pay for the discs when they arrived. So, after a while, it ended up in collections. Clearing it up wasn't difficult (one call to the collection agency and a call to a number at Columbia House that they gave me, telling them that I hadn't lived at that address for almost a year), but obviously, Columbia House never had my SSN, yet they sent the bill to collections anyway.
If they have your SS#, they will do whatever. If they don't they can't really do that.
From then on, anything I get like this goes into the shredder. It wouldn't have helped in that case, but I do what I can.