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jjeffeory

join:2002-12-04
USA

reply to jus_wonderin

Re: How long before...

If they have your SS#, they will do whatever. If they don't they can't really do that.


OSUGoose

join:2007-12-27
Columbus, OH

Oh you would think so. Me & dad both have bad checks that were sent to collection agencies on our credit reports. The places listed we've never wrote checks to and never given our SSN to.


jjeffeory

join:2002-12-04
USA

I had something like that happen to me in the past. Actually, I had Comcast trying to collect from me in a town that I had never lived in. I had to show THEM proof that I never lived at the address or they were going to send it to collections. Weird world we live in when that's how things work.


ISurfTooMuch

join:2007-04-23
Tuscaloosa, AL

reply to jjeffeory

said by jjeffeory:

If they have your SS#, they will do whatever. If they don't they can't really do that.

Not true. Back about 17 years ago, I got a letter from a collection agency informing me that I owed Columbia House around $80 for CD's I never paid for, despite the fact that I wasn't a member of their CD club. After a couple of phone calls, I determined that what happened was that I'd moved, and the new tenant at my old apartment had gotten a mailing from them addressed to me and decided to send it in and simply not pay for the discs when they arrived. So, after a while, it ended up in collections. Clearing it up wasn't difficult (one call to the collection agency and a call to a number at Columbia House that they gave me, telling them that I hadn't lived at that address for almost a year), but obviously, Columbia House never had my SSN, yet they sent the bill to collections anyway.

From then on, anything I get like this goes into the shredder. It wouldn't have helped in that case, but I do what I can.

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