reply to thegeek
Re: What? Collection agencies not blindly calling people with the same name or just same last name in the city as you is the best way to stop getting rude collection agency calls.
Especially when they're trying to, rudely, get you to give them your SSN so they can make sure you're not the same person. Yeah, they certainly wouldn't just apply the debt to your SSN since they got in contact with you instead of the other person.
And after you finally get them to stop calling you as you are not that person, all they actually do is pass on the debt to another agent or another agency entirely and the calls start again.
The person I was replying to admitted that the collection agents actually reached the person they were trying to reach.
Besides that fact, I never get collection calls. And I have a fairly common name. I'd surely be getting calls left and right if the incidence of mistaken identity is as high as a lot of people like to make it out to be. The truth is collection calls have the right person the majority of the time.
How about still calling a number the debtor has long since changed/disconnected. The best was a debt collector calling my number for the past owner of the number for a phone bill (AT&T). They threatened disconnection, when I asked well then how do you ever expect to reach them by the phone if your going to disconnect the phone. 2nd time they claimed the phone was cut off and to restore service the person they were calling needed to pay them. When I asked how that could be true if I was the person you was looking for, how would you and I be talking. If I was that person, I wouldent have phone service, since the number you called is the numer your trying to collect the bill on.
Common Sence they did not have.
reply to skuv
I found the address of the guy with the same name, and the date (two years earlier) that he moved away, but they would not believe it, or do a credit check or SSN check, and kept calling.
A letter to CPIB (look it up) got me a credit & ID check and a written apology.
reply to thegeek
I never admitted to any such thing. Reread very carefully. Get a new phone number some time, odds are you'll get a collection call sooner rather than later, and repeatedly too even if you tell the same company repeatedly that no such person exists at that number. When it comes to collections, the person on the receiving end of the phone is always guilty until a credit card number or electronic draft is received.
But that's neither here nor there. I knew there'd be at least one of the "Pay your bills" crowd to jump in with blind rage.
fwiw: this is also fun to do with sales calls too.
said by SunnyD:I took that part to mean that they did in fact reach the person they were looking for.
asked them for a billing account or credit card number just for the "privilege" of talking to the person they were looking for.