reply to gworkman7
Re: Time to arrest the developer of the program.
said by gworkman7:There is not an option to return your house or car without it destroying your credit either, but you don't own those until they are paid off.
I don't have a Verizon contract in front of me, but seems that the ETF fee would make the phone yours once you sign the contract. There is not an option to return the phone and skip the ETF fee...is there?
Of course you own your house and car before they're paid off. The bank has absolutely no say in how I modify my house provided I do not destroy the value of their collateral in doing so.
This is the best way to explain it, thank you