You think Valve should dedicate resource to customers who are too stupid to keep their accounts from being phished/hacked/stolen? I don't think so. If you are too stupid to use Steam Guard and a complex password, you probably shouldn't even have a Steam account. If you have Steam Guard on, your account should be safe anyways as that requires extra authentication when you log in from a new location.
I think you are freaking out over nothing. Steam does a LOT to keep your account secure. The most likely course of action for an account to get compromised is the user.
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