reply to HeadSpinning
Re: Is it the card balance or the account balance? Either way it doesn't matter. If they charge $0.75 a month administration fee, your dumpster scenario can't happen.
I actually think they charge a monthly 911 fees too. So that would eat away at a balance as well.
The really issue here is that once Bell has your cash, they wanna keep it. So if they have it so that your balance expires, you need to keep topping up.
If they just let you use your balance until it runs out, they loose free money, and would also have to share more towards the 911 fees.