| reply to quatrix
Re: Why do people use cash to buy gas? said by quatrix:When I drive up to a pump, more often than not I see an even amount like $15.00 on the display, which usually means that someone went inside and paid in cash. I'm not talking about the few places that charge a few cents less if you use cash, and you can get 5% back with credit cards as long as you pay off the balance. I guess some people try to time the prices and buy less gas when it's more expensive, but they waste gas by going to the station more often. There can't be THAT many people who don't have bank accounts or credit cards. What other reason is there to use cash?
A lot of people I know simply do not have the cash to fill their tank . $15.00 is low enough to know that this wasn't a CC user simply topping off.
As to topping off, at least here in CA, once you get past full, the majority of it goes right back up the vapor recovery nozzle, so by rounding up you're paying for something your car can't hold and you'll never be able to use. |
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 AVDRespice, Adspice, ProspicePremium
join:2003-02-06
Onion, NJ
kudos:1 | reply to billydunwood
Direct Deposit?
I never touch cash. |
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AVDRespice, Adspice, ProspicePremium
join:2003-02-06
Onion, NJ
kudos:1 | reply to cashdewd
said by cashdewd :A lot of people I know simply do not have the cash to fill their tank . $15.00 is low enough to know that this wasn't a CC user simply topping off.
+1  PTU for you
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Standard disclaimers apply.
Atomic batteries to power. Turbines to speed. |
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 Spork
join:2011-07-13
Methuen, MA | reply to billydunwood
said by billydunwood:There's a hassle in there somewhere. If you have your credit card to be automatically paid via your bank account, how do you get the money into your bank account without a hassle? It's automatic into my bank account. 100% of my monthly bills are automatic. I can die and all my bills will get paid automatically. Phone, internet, power, water, property taxes, mortgage, credit cards, cell phone, auto insurance, home insurance, etc. are all automatic.
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"We are the Borg. You WILL be assimilated!" -ST:TNG |
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 Steve MehsGun Control Is Using A Steady HandPremium
join:2005-07-16 | reply to billydunwood
said by billydunwood:There's a hassle in there somewhere. If you have your credit card to be automatically paid via your bank account, how do you get the money into your bank account without a hassle? Plus, paying cash at a gas station, like the thread is about, is much faster than credit card. You just say, I would like $10 on 5 please, and walk away. Takes 5 seconds.
Direct Deposit, duh!
My paychecks are direct deposited, with the bulk of it going into my checking, $120 each week goes into my savings account. Three days before my credit card payment is due, it automatically gets paid via auto pay and the money is taken out of my checking account. If for some reason, and this has never happened to me, I don’t have enough in my checking to cover the whole credit card payment, I have free overdraft protection, which will pull the remaining balance out of my savings.
All my bills are billed to my credit cards, and the cards get paid off automatically. No cash, no checks, no remembering due dates, no manual paying anything. Spend 30 seconds to set up automatic and never worry about it again.
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Chuck Norris was once asked why he doesn’t use an iPhone, he responded, “Same reason I don’t use tampons.”
AT&T - America's Worst 3G Network
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 VoxxjinMade of HamburgerPremium
join:2010-01-13
San Antonio, TX
 ·Time Warner Cable
| reply to billydunwood
said by billydunwood: Plus, paying cash at a gas station, like the thread is about, is much faster than credit card. You just say, I would like $10 on 5 please, and walk away. Takes 5 seconds.
Or you can just slide your card into the readers and pull it out. Takes about the same 5 seconds to authorize it plus you save the time to walk into the store (and maybe have to wait while the clerk helps another person).
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Cry "Havoc!" and let slip the dogs of war |
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 SparkChaserPremium
join:2000-06-06
Downingtown, PA
kudos:3
 ·Verizon FiOS
| reply to quatrix
Cards in Europe
Just checked cost of using CU Mastercard credit card vs. my CU Debit card to get cash in Ireland.
Credit card was about 2% when considering rates and fees.
For me the cash transactions were about 1% more than credit due to exchange rate and fees. So, about 3% vs 2%
Used 9/6/2011 exchange rate from Xenon to compute.
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"Facts do not cease to exist because they are ignored." - Aldous Huxley
Read My Lips, NO NEW TEXANS
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 PCInTechkeeping art alive since 1953Premium
join:2004-06-07
Massena, NY
kudos:9
·RoadRunner Cable
 ·VoicePulse
| reply to cashdewd
said by cashdewd :A lot of people I know simply do not have the cash to fill their tank . $15.00 is low enough to know that this wasn't a CC user simply topping off.
Best I can do, at a time, is throw in ten bucks, just to get me through the next day or two, if the wife doesn't have to go to her second job (20 miles away). I'd like to put in more and fill it, but, just don't have the bucks. That's a dream from yesteryear. I just want to keep the damn low fuel alarm from driving me nuts, that's all. |
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| reply to traveldewd
said by traveldewd :said by Thaler:• With credit, it's just another swipe of the card.
Using a credit card outside the country is not only the most convenient to the traveler, but cost-effective as well.
Now while Western Europe and parts of Asia have wide acceptance of CCs, it's not so for other areas. Swiping a card in Europe is not as easy as you think. You can't use a credit card from the US in Europe's vending machines (e.g., train ticket machines, etc). So you end up having to pay cash. |
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| reply to Voxxjin
said by Voxxjin:said by billydunwood: Plus, paying cash at a gas station, like the thread is about, is much faster than credit card. You just say, I would like $10 on 5 please, and walk away. Takes 5 seconds.
Or you can just slide your card into the readers and pull it out. Takes about the same 5 seconds to authorize it plus you save the time to walk into the store (and maybe have to wait while the clerk helps another person). Yea, and your numbers can get stolen that way. It's happened so many times at gas stations. |
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 ThalerPremium
join:2004-02-02
Los Angeles, CA
kudos:3 | And so have muggings. Again, pretty hard to get your cash back after that. |
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 algPassionately apatheticPremium
join:2001-04-10
Houston, TX
kudos:3 | reply to billydunwood
said by billydunwood:said by Voxxjin:said by billydunwood: Plus, paying cash at a gas station, like the thread is about, is much faster than credit card. You just say, I would like $10 on 5 please, and walk away. Takes 5 seconds.
Or you can just slide your card into the readers and pull it out. Takes about the same 5 seconds to authorize it plus you save the time to walk into the store (and maybe have to wait while the clerk helps another person). Yea, and your numbers can get stolen that way. It's happened so many times at gas stations. Having your number stolen isn't all that big of a deal.
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This is the way the world ends
Not with a bang but a whimper. |
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Reviews:
 ·CenturyLink
| reply to Spork
said by Spork:said by billydunwood:There's a hassle in there somewhere. how do you get the money into your bank account without a hassle? It's automatic into my bank account. 100% of my monthly bills are automatic. Oh, that's right, you have to have a stable income!
It always boils down to some insane simple fact, like in this case, positive cash flow |
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 way2evilPremium
join:2007-09-14
New York, NY
kudos:1 | reply to billydunwood
Credit is way easier to pay for gas with. No walking to the counter, especially when its far away from the pumps. Swipe, pump, leave. |
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VoxxjinMade of HamburgerPremium
join:2010-01-13
San Antonio, TX Reviews:
·Time Warner Cable
| reply to billydunwood
said by billydunwood:said by Voxxjin:said by billydunwood: Plus, paying cash at a gas station, like the thread is about, is much faster than credit card. You just say, I would like $10 on 5 please, and walk away. Takes 5 seconds.
Or you can just slide your card into the readers and pull it out. Takes about the same 5 seconds to authorize it plus you save the time to walk into the store (and maybe have to wait while the clerk helps another person). Yea, and your numbers can get stolen that way. It's happened so many times at gas stations. never happened to me before. Don't know what gas stations you use but you might want to go to a different gas station or learn waht the fake readers look like. Plus even if they were stolen, I am not liable for those purchases. I notify the CC company, and they send me a new card if it happens. Vs cash (because that has happened so many times at gas stations) and then I would be SoL as no one will repay me my stolen cash.
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Cry "Havoc!" and let slip the dogs of war |
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 dvd536as Mr. Pink as they comePremium
join:2001-04-27
Phoenix, AZ
kudos:4 | reply to Steve Mehs
said by Steve Mehs:If for some reason, and this has never happened to me, I don’t have enough in my checking to cover the whole credit card payment, I have free overdraft protection, which will pull the remaining balance out of my savings. I believe BofA charges $10 for that.
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Oh YES! let me drop everything i'm doing regardless of who it affects to deal with your petty little problem! |
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| reply to way2evil
said by way2evil:Credit is way easier to pay for gas with. No walking to the counter, especially when its far away from the pumps. Not a problem in New Jersey. I don't even get out of the driver's seat! |
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Steve MehsGun Control Is Using A Steady HandPremium
join:2005-07-16 | reply to dvd536
They charge for overdraft protection if you link your checking account with a credit card, so if you have insufficient funds in your checking the balance will get billed to a linked credit card. The overdraft protection I have is linked to my savings account and it’s free. It may have been part of a deal they had when I created my account if I did direct deposit, not sure. |
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 The PigI know you want to be mePremium
join:2009-09-11 | reply to quatrix
What got me confused is, why everyone cares how everyone else handles their money? |
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Reviews:
·Eastlink Cable
| I think it comes down to "The way I do it is smart, everyone else is stupid"
I think I was dumb enough to fall into that trap by responding once.
Then thought, "what I do works for me"
"what works for someone else is ok, if that makes them feel comfortable"
I am ok with big wads of 20's in my pocket, where I live. Other places I do not. (particularly traveling)
I have had great wads of foreign currency fall on the floor, 2 days work for probably the person that picked it up for me and refused to take anything for it, they were just happy with a smile back.
I have had all 10 forms of plastic money refused outside of my country,(Canada) thinking I was ok. I was happy to have "great wads of USA cash and Canadian $ for backup.
My plan was to use the plastic as my main source of money. I thought I was more than covered.
Edit>>> now this is post 2 ugggggggg! |
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