Prior Lake, MN
reply to Doctor Olds
Re: Thought this was made illegal..
said by Doctor Olds:See, in theory, that works. said by phantom6294:
Now, I agree, it's hard
to use the exact face value of the card. But that doesn't mean it's impossible.
It is easy as it can be to spend the cards full face value amount. You simply buy anything that is over the card's face value amount by any amount small or large then have the cashier take the exact face value amount from the card which zeroes it out and then you pay the leftover difference with cash or with your personal Debit or Credit Card. Boom, the card is used to its full face value and you are done with it.
For example you make a purchase of gas to pay inside and end up with $26.80 as the amount pumped and you have a $25.00 dollar refund debit card. You now go inside and pay cash of $1.80 then pay the remaining $25.00 dollar balance with the rebate debit card. You are now 100% redeemed (cashed out) and have used the full face value of the rebate card.
However, I have found a couple times when I tried using one of the cards at places that aren't used to dealing with them, the cashier gets confused, and can't figure out how to "split" the transaction like that.
Eventually they figure it out, but only after wasting 5+ minutes dinking around with it.
This is why I only use it when going to a big grocery store, or stores like Target. Most of their cashiers have dealt with the cards before, and know what to do it correctly split up the transactions.
At Target, and some other places too, you can choose right on the pen pad to pay multiple ways. I'm glad that stores are starting to put the payment processing responsibilites on the consumer rather than the retarded store clerks. Makes shopping much faster.