ElJay
join:2004-03-17 | reply to Ugly
Re: [truly free credit report] law sez so, but #%^* where? How?
Maybe the OP needs some lame commercials in song to point the way...
»www.ftc.gov/freereports |
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bsoft
join:2004-03-28
Boulder, CO
 ·Comcast
| reply to hortnut
said by hortnut  :I find I get my free reports just as fast online. I do not like to do it online, as they seem to ask more questions of you that I am sure will end up in their databases. The credit reporting agencies already know far more about you that you would like. I didn't see any questions on annualcreditreport.com that the credit reporting agencies wouldn't already know the answers to. |
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Doctor Olds
I Need A Remedy For What's Ailing Me.
Premium,VIP
join:2001-04-19
1970 442 W30
clubs:
| reply to BoulderHill1
said by BoulderHill1 :Not hidden really. You just write them a letter and ask for the report. I do this once a year or so for the last 20 years. You can also call on the phone (one call gets all 3 reports) and get all 3 mailed to your home. No letters, no website forms to try to copy, but the printed reports in your hand usually in a week or two. I do it every Year.
»www.annualcreditreport.com/
quote:
Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online, request your report by phone or request your report through the mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.
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What’s the point of owning a supercar if you can’t scare yourself stupid from time to time? |
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hortnut
Its been a hard road.
join:2005-09-25
All Over
·BCTelco
 ·Qwest.net
 ·Skype
·Comcast
| reply to bsoft
I have found questions, but then that is my own personal experience.
I have just found it faster to print out a 1 page form and mail it. We need to keep the USPS in business with my 4 stamps a year use. 
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Darn, its gettin that time to go to Wallymart to gits me picture taken agin.
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compuguybna
join:2009-06-17
Nashville, TN
| reply to bent
As long as you've got a credit report from Experian, Transunion, or Equifax within the last 90 days, you could request an updated copy of your credit every day if you wanted.
With Experian....all you have to do is click on the VIEW REPORT AGAIN, and it will show you the most recent report as of that day......
Of course, you would have to have an original report you obtained from www.annualcreditreport.com to be able to view it again.
I request my EXPERIAN credit report every week. |
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SLD
Premium
join:2002-04-17
·Comcast
| reply to Ugly
I tried to get my free credit report from TransUnion, but it said that I already had an account with them. I tried my usual junk u/p combos, but no luck. Then it had a lost u/p function that refused to accept my SS# / Name combo. Looks like their scamming the system to me. |
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Doctor Olds
I Need A Remedy For What's Ailing Me.
Premium,VIP
join:2001-04-19
1970 442 W30
clubs:
| said by SLD :I tried to get my free credit report from TransUnion, but it said that I already had an account with them. I tried my usual junk u/p combos, but no luck. Then it had a lost u/p function that refused to accept my SS# / Name combo. Looks like their scamming the system to me. Just call the phone number listed at "www.annualcreditreport.com" and request them.
»https://www.annualcreditreport.com/cra/order?phone
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What’s the point of owning a supercar if you can’t scare yourself stupid from time to time? |
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aaronwt
Premium
join:2004-11-07
Woodbridge, VA
 ·Verizon FIOS
1 edit | reply to bent
said by bent :said by c4junk : You get 1 report per year from the 3 different agency's- but that is report only, if you want credit score you have to pay-usually $5 or at some sites sign up for some (not free) credit monitor service. The only score that's worth paying anything for is from » www.myfico.comAnything else is worthless. You can pay $12 a month for credit monitoring that also gives you your FICO score anytime you want.
Also with credit monitoring you get emails anytime someone access your credit reports or there is any positve or negative info posted. |
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bent
not broken
Premium
join:2004-10-04
Loveland, CO
clubs:
·Comcast Formerly ..
| said by aaronwt :said by bent :said by c4junk : You get 1 report per year from the 3 different agency's- but that is report only, if you want credit score you have to pay-usually $5 or at some sites sign up for some (not free) credit monitor service. The only score that's worth paying anything for is from » www.myfico.comAnything else is worthless. You can pay $12 a month for credit monitoring that also gives you your FICO score anytime you want. Also with credit monitoring you get emails anytime someone access your credit reports or there is any positve or negative info posted. You can only get your FICO scores from myfico.com
Their monitoring service is $8.95 a month and only monitors Experian. »www.myfico.com/Products/ScoreWat···ion.aspx
Any other credit score is a "FakeO." Meaningless, worthless, and a waste of money.
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Greedy Old Pigs |
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